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September 28, 2026Credit Card Offers for Diwali 2026: How to Save More Without Falling Into DebtDiwali falls on 8 November 2026, and the big festive sales begin weeks before it. It is also the time of year when credit card offers for Diwali are at their best: instant bank discounts, extra cashback, bonus reward points and no-cost EMI on almost everything from phones to fridges. Used well, a credit card can save you thousands of rupees this festive season. Used carelessly, it can leave you paying 36-45% interest into the new year. What decides which one happens is simple: only spend what you can repay in full by the due date. This guide explains how the offers work, whether no-cost EMI is really free, and how to use your card wisely during the festive season.

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