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Discover top personal loan offers in India
Omozing
Loan up to₹25,00,000
Interest Rate1.1% per month
Loan Amount₹30,000 to ₹25,00,000
Tenure1 to 36 months
Payme
Loan up to₹3,00,000
Interest Rate18% to 54% per annum
Loan Amount₹25,000 to ₹3,00,000
Tenure3 to 60 months
Rupee 112
Loan up to₹1,50,000
Interest Rate1% per day
Loan Amount₹5,000 to ₹1,50,000
Tenure2 to 2 months
RupeeRedee
Loan up to₹25,000
Interest Rate2.33% per month
Loan Amount₹2,000 to ₹25,000
Tenure2 to 12 months
Salary On Time
Loan up to₹1,00,000
Interest Rateup to 36% per annum
Loan Amount₹5,000 to ₹1,00,000
Tenure1 to 2 months
Taplend
Loan up to₹50,000
Interest Rate24% to 36% per annum
Loan Amount₹1,000 to ₹50,000
Tenure2 to 4 months
Trustpaisa
Loan up to₹45,000
Interest Rate18.25% to 36% per annum
Loan Amount₹500 to ₹45,000
Tenure3 to 9 months
Viva Money
Loan up to₹2,00,000
Interest Rate3.3% per month
Loan Amount₹5,000 to ₹2,00,000
Tenure5 to 20 months
Zype
Loan up to₹1,50,000
Interest Rate18 -39% per annum
Loan Amount₹5,000 to ₹1,50,000
Tenure6 to 12 months
Digi Credit
Loan up to₹45,000
Interest Rate1% per day
Loan Amount₹3,000 to ₹45,000
Tenure1 to 2 months
Cash247
Loan up to₹75,000
Interest Rate0.6% per day
Loan Amount₹2,000 to ₹75,000
Tenure1 to 2 months
NIRA
Loan up to₹1,00,000
Interest Rate24% to 36% per annum
Loan Amount₹5,000 to ₹1,00,000
Tenure3 to 12 months
Creditsea
Loan up to₹2,00,000
Interest Ratestarting from 0.3% per day
Loan Amount₹5,000 to ₹2,00,000
Tenure3 to 3 months
Bharat Loans
Loan up to₹1,00,000
Interest Rate36% per annum
Loan Amount₹5,000 to ₹1,00,000
Tenure2 to 2 months
Kredito24
Loan up to₹40,000
Interest Rate0.2% avg daily
Loan Amount₹1,000 to ₹40,000
Tenure1 to 6 months
Lending plate
Loan up to₹2,50,000
Interest Rate2% to 5% per month
Loan Amount₹5,000 to ₹2,50,000
Tenure1 to 15 months
Branch
Loan up to₹2,00,000
Interest Rate1% to 3% per month
Loan Amount₹5,000 to ₹2,00,000
Tenure3 to 12 months
Abhi Cash
Loan up to₹50,000
Interest Rate30% to 36% per annum
Loan Amount₹5,000 to ₹50,000
Tenure3 to 12 months
Money View
Loan up to₹10,00,000
Interest Rate14% to 36% per annum
Loan Amount₹5,000 to ₹10,00,000
Tenure3 to 60 months
Fatak Pay
Loan up to₹1,25,000
Interest Rate12% to 35.95% per annum
Loan Amount₹1,000 to ₹1,25,000
Tenure1 to 12 months
Money Tap
Loan up to₹5,00,000
Interest Rate1.34% per month
Loan Amount₹5,000 to ₹5,00,000
Tenure6 to 36 months
Aditya Birla Capital
Loan up to₹5,00,000
Interest Rate13% - 30% per annum
Loan Amount₹50,000 to ₹5,00,000
Tenure12 to 60 months
Incred Finance
Loan up to₹10,00,000
Interest Rate13.99% to 32% per annum
Loan Amount₹50,000 to ₹10,00,000
Tenure24 to 60 months
mPokket
Loan up to₹50,000
Interest Rate2 - 3.25% per month
Loan Amount₹1,000 to ₹50,000
Tenure3 to 9 months
Olyv
Loan up to₹2,00,000
Interest Rate15% to 36% per annum
Loan Amount₹2,000 to ₹2,00,000
Tenure2 to 24 months
CASHe
Loan up to₹3,00,000
Interest Rate2% - 2.25% per month
Loan Amount₹50,000 to ₹3,00,000
Tenure9 to 18 months
Chinmay
Loan up to₹3,00,000
Interest Rate28% to 36.5% per annum
Loan Amount₹10,000 to ₹3,00,000
Tenure6 to 12 months
Insta Money
Loan up to₹50,000
Interest Rate24% -48% per annum
Loan Amount₹5,000 to ₹50,000
Tenure3 to 5 months
Instant Mudra
Loan up to₹30,000
Interest Rate3-6% per month
Loan Amount₹3,000 to ₹30,000
Tenure1 to 4 months
Chintamani Finlease
Loan up to₹2,00,000
Interest Rate15-26% per annum
Loan Amount₹40,000 to ₹2,00,000
Tenure6 to 18 months
The figures shown above are intended to be indicative and may be subject to change.
The following documents are typically required to apply for a personal loan online:
For Salaried Individuals:
  • Proof of identity and age
  • Completed personal loan application with photograph attached
  • PAN (Permanent Account Number) card
  • Proof of residence, such as a passport, driver's license, voter ID, or utility bills
  • Bank statements for the past 3 months, preferably from a salary account
  • Salary slips for the past 3 months
  • Form 16 or income tax returns for the past 3 years
For Self-Employed Individuals:
  • Proof of identity and age
  • Completed personal loan application with photograph attached
  • PAN card
  • Proof of residence, such as a passport, driver's license, voter ID, or utility bills
  • Bank statements for the past 3 months, preferably from a salary account
  • Income tax returns for the past 3 years, with computation of income
  • CA-certified/audited balance sheet and profit and loss statement for the past 3 years
We offer customised loan service based on your individual circumstances, ensuring that you get the best rate for your loan
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Paisa247
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Paisa247 is not a loan provider and does not issue loans from its own account. Paisa247's service helps evaluate verified/trusted lenders in real-time, offering diversified financial products with flexible repayment terms ranging from 6 to 60 months. The minimum APR interest rate is 9.99% and can reach up to 44% p.a. For example, you apply for ₹2,00,000 and choose repayment over 36 months at 9.99% APR, your monthly EMI will be only ₹6,660, total repayment ₹2,39,760. Or at a maximum 40% APR over 24 months, monthly EMI ≈ ₹11,200, total repayment ₹2,68,800. Paisa247 will not charge for using our service. The exact cost of each loan depends on the individual application—credit score, income, and lender policy. You will always receive complete, accurate information about the APR, all fees, and the Key Facts Statement before signing a loan agreement.

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