IRCTC HDFC Bank Credit Card

IssuerHDFC Bank
Joining fee₹500 + GST
Annual fee₹500 + GST
Age21-65
Everything you need to know

HDFC Bank and IRCTC co-branded credit card with IRCTC rewards and executive lounge access.

Joining fee:₹500 + GST
Annual fee:₹500 + GST
Annual fee waiver:Waived when you spend ₹1,50,000 a year
Interest rate:0%
Interest-free period:Up to 50 days
Foreign currency markup:0%
Card network:RuPay
Card type:Unsecured

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10% cashback on Swiggy Food, Instamart and Dineout, capped at Rs 1,500 per billing cycle (min txn Rs 249).
5% cashback on select online merchants and categories, capped at Rs 1,500 per billing cycle.
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Annual fee₹500 + GST
Age18-18
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5% cashback on Swiggy Food, Instamart and Dineout, capped at Rs 1,500 per billing cycle (min txn Rs 249).
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1% cashback on other spends, capped at Rs 1,000 per billing cycle.
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Annual fee₹999 + GST
Age18-65
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Annual fee₹20,000 + GST
Age18-65
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3 reward points for every INR100 spent.
Joining fee₹499 + GST
Annual fee₹499 + GST
Age18-65
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10% cashback on dining, food delivery and grocery spending.
1% cashback on all other eligible spends.
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