Everything you need to know
Lifetime-free IDFC FIRST Bank FD-backed credit card with zero foreign exchange markup and reward points.
Joining fee:Free
Annual fee:Free
Interest rate:0%
Interest-free period:Up to 45 days
Foreign currency markup:0%
Card network:Visa
Card type:Secured against a fixed deposit
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Joining fee₹12,500 + GST
Annual fee₹12,500 + GST
Age18-18
Benefit 1 of 4
5 Reward Points per Rs 150 on domestic spends.
Up to 3 Reward Points per Rs 150 on international spends.
1 Reward Point per Rs 150 on insurance, utilities, rent and government spends.
45 bonus Reward Points per Rs 150 on hotel bookings via the IDFC FIRST app.
Joining fee₹1,000 + GST
Annual fee₹1,000 + GST
Age18-18
Benefit 1 of 2
5% cashback on incremental online spends above ₹10,000.
1% cashback on UPI spends done via the bank app.
Joining fee₹199 + GST
Annual fee₹199 + GST
Age18-18
Benefit 1 of 2
Up to 5% savings on HPCL fuel spends.
Up to 2.5% rewards on groceries and utility spends.
Joining fee₹4,999 + GST
Annual fee₹4,999 + GST
Age18-18
Benefit 1 of 2
Up to 22 IndiGo BluChips per ₹100 on IndiGo flights booked via IndiGo website and mobile app.
3 IndiGo BluChips per ₹100 on other spends.
Joining fee₹5,999 + GST
Annual fee₹5,999 + GST
Age18-18
Benefit 1 of 2
Up to 40X Reward Points on travel bookings.
5X Reward Points on spends up to ₹20,000 in a statement cycle.
Joining feeFree
Annual feeFree
Age18-18
Benefit 1 of 2
2% cashback on online spends above ₹10,000 in a statement cycle.
1% cashback on UPI Scan and Pay via IDFC FIRST Bank Mobile App.
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