Bank
IDFC FIRST Bank
IDFC FIRST Bank LimitedProducts
Joining fee₹2,999 + GST
Annual fee₹2,999 + GST
Age18-18
Benefit 1 of 4
5X Reward Points (base 1 point per Rs 150) on spends up to Rs 20,000 per statement cycle.
10X Reward Points on incremental spends above Rs 20,000 per statement cycle and on birthday.
30X bonus points on hotel and 15X on flight bookings via the IDFC FIRST app.
2X Reward Points on international spends.
Joining fee₹3,000 + GST
Annual fee₹3,000 + GST
Age18-18
Benefit 1 of 2
Up to 27% Reward Points on travel bookings through the IDFC FIRST Bank mobile app.
Up to 10 reward points for every ₹150 spent each month.
Joining fee₹199 + GST
Annual fee₹199 + GST
Age18-18
Benefit 1 of 2
3X Reward Points on UPI spends above Rs 2,000.
1X Reward Points on UPI spends below Rs 2,000.
Joining fee₹499 + GST
Annual fee₹499 + GST
Age18-18
Benefit 1 of 3
1% cashback on UPI transactions via the IDFC FIRST Bank app.
0.5% cashback on UPI transactions via other UPI apps.
0.5% cashback on e-commerce, insurance and utility bill payments.
Joining fee₹499 + GST
Annual fee₹499 + GST
Age18-18
Benefit 1 of 3
30X Reward Points per Rs 150 on HPCL fuel spends (up to 6.5% savings).
5% savings as rewards on grocery and utility spends.
3X Reward Points on other retail and UPI transactions.
Joining fee₹50,000 + GST
Annual fee₹25,000 + GST
Age18-18
Benefit 1 of 3
10X Reward Points (base per Rs 150) on eligible domestic spends.
5X Reward Points on eligible international spends.
1X Reward Points on rent, education and utility spends.
Joining feeFree
Annual feeFree
Age18-18
Benefit 1 of 3
3X Reward Points on online and offline eligible spends.
10X Reward Points on dining, travel and international spends and on birthday.
1X Reward Points on insurance, utilities, railways and FASTag.
Joining fee₹750 + GST
Annual fee₹750 + GST
Age18-18
Benefit 1 of 4
4 Reward Points per Rs 150 spent online, offline and internationally.
1 Reward Point per Rs 150 on utility bills, railway, FASTag and insurance.
3 Reward Points per Rs 150 on UPI transactions above Rs 2,000.
Bonus Reward Points worth up to 8% value back on hotel and 5% on flight bookings via the IDFC FIRST app.
Joining feeFree
Annual feeFree
Age18-80
Benefit 1 of 1
4X Reward Points on every travel spend.
Joining fee₹12,500 + GST
Annual fee₹12,500 + GST
Age18-18
Benefit 1 of 4
5 Reward Points per Rs 150 on domestic spends.
Up to 3 Reward Points per Rs 150 on international spends.
1 Reward Point per Rs 150 on insurance, utilities, rent and government spends.
45 bonus Reward Points per Rs 150 on hotel bookings via the IDFC FIRST app.
Joining fee₹1,000 + GST
Annual fee₹1,000 + GST
Age18-18
Benefit 1 of 2
5% cashback on incremental online spends above ₹10,000.
1% cashback on UPI spends done via the bank app.
Joining fee₹199 + GST
Annual fee₹199 + GST
Age18-18
Benefit 1 of 2
Up to 5% savings on HPCL fuel spends.
Up to 2.5% rewards on groceries and utility spends.
Joining fee₹4,999 + GST
Annual fee₹4,999 + GST
Age18-18
Benefit 1 of 2
Up to 22 IndiGo BluChips per ₹100 on IndiGo flights booked via IndiGo website and mobile app.
3 IndiGo BluChips per ₹100 on other spends.
Joining fee₹5,999 + GST
Annual fee₹5,999 + GST
Age18-18
Benefit 1 of 2
Up to 40X Reward Points on travel bookings.
5X Reward Points on spends up to ₹20,000 in a statement cycle.
Joining feeFree
Annual feeFree
Age18-18
Benefit 1 of 2
2% cashback on online spends above ₹10,000 in a statement cycle.
1% cashback on UPI Scan and Pay via IDFC FIRST Bank Mobile App.
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