FIRST Power+ Credit Card
Everything you need to know
IDFC FIRST Bank FIRST Power+ Credit Card.
Joining fee:₹499 + GST
Annual fee:₹499 + GST
Annual fee waiver:Waived when you spend ₹1,50,000 a year
Interest rate:0%
Foreign currency markup:0%
Card network:RuPay
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Joining fee₹50,000 + GST
Annual fee₹25,000 + GST
Age18-18
Benefit 1 of 3
10X Reward Points (base per Rs 150) on eligible domestic spends.
5X Reward Points on eligible international spends.
1X Reward Points on rent, education and utility spends.
Joining feeFree
Annual feeFree
Age18-18
Benefit 1 of 3
3X Reward Points on online and offline eligible spends.
10X Reward Points on dining, travel and international spends and on birthday.
1X Reward Points on insurance, utilities, railways and FASTag.
Joining fee₹750 + GST
Annual fee₹750 + GST
Age18-18
Benefit 1 of 4
4 Reward Points per Rs 150 spent online, offline and internationally.
1 Reward Point per Rs 150 on utility bills, railway, FASTag and insurance.
3 Reward Points per Rs 150 on UPI transactions above Rs 2,000.
Bonus Reward Points worth up to 8% value back on hotel and 5% on flight bookings via the IDFC FIRST app.
Joining feeFree
Annual feeFree
Age18-80
Benefit 1 of 1
4X Reward Points on every travel spend.
Joining fee₹12,500 + GST
Annual fee₹12,500 + GST
Age18-18
Benefit 1 of 4
5 Reward Points per Rs 150 on domestic spends.
Up to 3 Reward Points per Rs 150 on international spends.
1 Reward Point per Rs 150 on insurance, utilities, rent and government spends.
45 bonus Reward Points per Rs 150 on hotel bookings via the IDFC FIRST app.
Joining fee₹1,000 + GST
Annual fee₹1,000 + GST
Age18-18
Benefit 1 of 2
5% cashback on incremental online spends above ₹10,000.
1% cashback on UPI spends done via the bank app.
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