FIRST Digital Credit Card
Everything you need to know
IDFC FIRST Bank FIRST Digital Credit Card.
Joining fee:₹199 + GST
Annual fee:₹199 + GST
Interest rate:0%
Foreign currency markup:0%
Card network:RuPay
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Joining fee₹499 + GST
Annual fee₹499 + GST
Age18-18
Benefit 1 of 3
1% cashback on UPI transactions via the IDFC FIRST Bank app.
0.5% cashback on UPI transactions via other UPI apps.
0.5% cashback on e-commerce, insurance and utility bill payments.
Joining fee₹499 + GST
Annual fee₹499 + GST
Age18-18
Benefit 1 of 3
30X Reward Points per Rs 150 on HPCL fuel spends (up to 6.5% savings).
5% savings as rewards on grocery and utility spends.
3X Reward Points on other retail and UPI transactions.
Joining fee₹50,000 + GST
Annual fee₹25,000 + GST
Age18-18
Benefit 1 of 3
10X Reward Points (base per Rs 150) on eligible domestic spends.
5X Reward Points on eligible international spends.
1X Reward Points on rent, education and utility spends.
Joining feeFree
Annual feeFree
Age18-18
Benefit 1 of 3
3X Reward Points on online and offline eligible spends.
10X Reward Points on dining, travel and international spends and on birthday.
1X Reward Points on insurance, utilities, railways and FASTag.
Joining fee₹750 + GST
Annual fee₹750 + GST
Age18-18
Benefit 1 of 4
4 Reward Points per Rs 150 spent online, offline and internationally.
1 Reward Point per Rs 150 on utility bills, railway, FASTag and insurance.
3 Reward Points per Rs 150 on UPI transactions above Rs 2,000.
Bonus Reward Points worth up to 8% value back on hotel and 5% on flight bookings via the IDFC FIRST app.
Joining feeFree
Annual feeFree
Age18-80
Benefit 1 of 1
4X Reward Points on every travel spend.
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