Decide based on your real situation, not on how fast the loan is approved.
Uses its own credit model instead of relying only on your CIBIL score - can help if you have a thin or damaged credit file.
Fast, short-term small loans (Rs 1,000-Rs 50,000 over 3-9 months) suited to quick expenses.
Capped at Rs 50,000 - not for larger expenses like a big medical bill or major purchase.
Age window is 21-58, so it doesn't work for very young adults or seniors over 58.
Apollo Cash, run by RBI-registered NBFC Apollo Finvest, offers small personal loans of Rs 1,000 to Rs 50,000 for 3 to 9 months. Approval uses proprietary underwriting rather than credit score alone, and only PAN and Aadhaar are required. Interest rate and processing fee are shown on your offer screen before you accept and are not published as a fixed number.
