Kredtap is a digital lending platform (kredtap.com) operated by Codebrew Innovations Private Limited, offering personal loans in India that are financed by the RBI-regulated bank or NBFC named in each offer's own Key Fact Statement rather than by Kredtap itself.
Decide based on your real situation, not on how fast the loan is approved.
No foreclosure charges, so you can pay it off early without a penalty if your cash flow improves.
Short max term of about 180 days (6 months) means higher weekly/monthly payments for a bigger loan - not built for spreading repayment over a year or more.
Kredtap offers small personal loans of Rs 5,000 to Rs 50,000 with tenures of 3 to 6 months, for applicants aged 18 and above. Interest rate and fees are not published and are shown on your own offer screen before you accept.
- Lending partner named: Salora Capital Limited (RBI CoR N-13.01855)
- Maximum APR of 78% published
- Rated 4.2 on Google Play from 160 reviews
