CredMe
NBFC

CredMe

Delviant AI Labs Private Limited

CredMe is a digital lending platform (credme.in) operated by Delviant AI Labs Private Limited, offering personal loans in India that are financed by the RBI-regulated bank or NBFC named in each offer's own Key Fact Statement rather than by CredMe itself.

IS IT RIGHT FOR YOU?
Is CredMe right for you?

Decide based on your real situation, not on how fast the loan is approved.

When it fits
  • Wide range from small (Rs 5,000) to fairly large (Rs 1,50,000) loans, with a short-term option (from 15 days) if you can repay fast.

  • When it doesn't
  • High cost of borrowing - published APR runs up to 486.67% with a processing fee up to 10% plus GST, so it's expensive if you carry the loan for a while.

  • Products
    Personal loans
    Sponsored
    Amount₹5,000 - ₹1,50,000
    Age21-56
    Everything you need to know

    CredMe offers personal loans of Rs 5,000 to Rs 1,50,000. Tenure, interest rate, fees and eligibility criteria are not published and are shown on your own offer screen before you accept.

    Reviews and trust
    3.7out of 5
    Paisa247 editorial ratingCredMe is operated by Delviant AI Labs Private Limited; loans are issued by Exude Vincom Private Limited (RBI CoR B-05.01764). The published interest rate goes up to 35% a year; APR is not published. Processing fees are not published; only one end of the tenure range is published.
    • Lending partner named: Exude Vincom Private Limited (RBI CoR B-05.01764)
    • Maximum interest rate of 35% a year published
    • Rated 4.7 on Google Play from 225 reviews
    EXTERNAL SOURCE · APP STORES
    Google Play
    4.7
    We're here to help you whenever you need it!We offer customised loan service based on your individual circumstances, ensuring that you get the best rate for your loan