Chintamani Finlease (Chintamani Finlease Limited) is an RBI-registered NBFC in India that lends directly, offering personal loans.
Decide based on your real situation, not on how fast the loan is approved.
Loan amounts of Rs 40,000 to Rs 3,00,000 with tenure up to 18 months — good for a mid-size expense with time to repay.
Rate of 15% to 26% per annum is competitive if you qualify for the lower end.
Minimum loan is Rs 40,000, so it's not built for a small, quick need.
Chintamani Finlease Ltd is the legal name behind the brand, and its website — accessed on 16 September 2026 — says the company started in 1995 and publishes a personal loan of up to ₹3 lakh, a loan against property of up to ₹10 lakh, and a business loan mentioned in its FAQ. The site refers to a "CFL App" for customers on the go. Directory data shows a CIN of U74899DL1995PLC067938 and describes the company as an investment-type entity, but current company master data should be checked on MCA, and NBFC status verified from official RBI records, before relying on either — status can change. The FAQs below cover those four identity links — company, app, loan papers and payment route — and how to reach support or report a problem.
- Loans issued directly by Chintamani Finlease Limited
- Maximum interest rate of 26% a year published
Accepted answer
Requirement: Verify MCA/RBI records, official app listing, lender name and loan papers.
Benefit: Published products include personal loans up to ₹3 lakh and LAP ₹10 lakh.
Characteristic: Chintamani Finlease has NBFC-linked identity signals, but app authenticity needs checking.
Differentiator: RBI registration does not mean RBI approves or endorses the app.
