ZapCash
Omnistack Innovation Private LimitedZapCash is a digital lending platform (zapcash.in) operated by Omnistack Innovation Private Limited, offering personal loans in India that are financed by the RBI-regulated bank or NBFC named in each offer's own Key Fact Statement rather than by ZapCash itself.
Decide based on your real situation, not on how fast the loan is approved.
Can fund much larger needs than typical small NBFIs - up to Rs 5,00,000 - with a published rate (22% p.a., 25.14% APR).
Requires a minimum monthly income of Rs 16,000, and processing fee plus stamp duty add to the upfront cost - not the cheapest option for a small, short-term need.
ZapCash offers personal loans of Rs 1,000 to Rs 60,000. Loan tenure, eligibility age, and interest rate are not published and are shown on your own offer screen before you accept.
- Lending partner named: Weekline Investment and Trading Company Ltd (RBI CoR 14.01001)
- Maximum APR of 45% published
- Rated 4.1 on Google Play from 2,370 reviews
