Decide based on your real situation, not on how fast the loan is approved.
Built for large expenses: loans up to Rs 50 lakh with up to 5 years to repay, and rates are published upfront (9.99%-27% p.a.) so you can compare cost before applying.
Prepayment/foreclosure is allowed (fee up to about 4.72% of the outstanding amount), so you can close the loan early if your finances improve.
Not for a small, quick loan - minimum ticket is Rs 50,000 with a 12-month minimum term.
Best suited to salaried applicants; some partner banks require a CIBIL score of 730+, which can exclude thinner credit files.
Bajaj Finserv offers personal loans of Rs 50,000 to Rs 4,00,000 at 11% to 14% per annum, with tenures from 12 to 60 months. Age eligibility runs from 21 to 80 years, one of the widest ranges among lenders on this list.
