PayMe (PayMe India) is a digital lending app in India whose Apple App Store listing names Huey Tech Private Limited as developer; loans are actually financed by the bank or NBFC named in each offer's own Key Fact Statement rather than by PayMe itself.
Decide based on your real situation, not on how fast the loan is approved.
Loan amounts from Rs 25,000 to Rs 3,00,000 with tenure up to 5 years — suited to a sizeable expense you'd rather repay slowly.
APR can run as high as 54% per annum, so it's not cheap unless you qualify for the low end of the range.
Minimum loan is Rs 25,000, so it's not built for a small, short-term top-up.
Who Operates PayMe
PayMe (marketed as PayMe India) is a real digital lending app with a functioning website (paymeindia.in) and an Apple App Store listing that names Huey Tech Private Limited as the developer. Before borrowing, confirm that the Key Fact Statement (KFS) shown in-app names a specific RBI-regulated lender, since PayMe operates as a loan-matching platform rather than lending its own capital.
How PayMe Actually Lends
Loans are disbursed by RBI-regulated banks or NBFCs that partner with PayMe, not by PayMe itself. Genuine users should always cross-check the lender named in the KFS against the RBI's list of registered entities before accepting any loan offer.
Loan Terms
Published loan amounts range from roughly ₹2,000 to ₹2,00,000, with repayment tenures between three and 24 months. Exact interest rates, processing fees, and other charges vary by the partner lender and should always be confirmed in the KFS before accepting a loan.
Staying Safe
Anyone facing harassment, threats, or excessive fees related to a PayMe-linked loan can report the issue to the verified grievance contact, grievance@paymeindia.in. Jeff App has not been able to verify a dedicated customer-support phone number for PayMe, so treat any number offered outside official channels with caution. Registered office details for the lending entity are also not publicly disclosed, so borrowers should rely on the KFS and RBI's registered-entity list to confirm legitimacy rather than assuming an address.
Official Contact
Verified contact: grievance@paymeindia.in (for reporting repayment-related harassment or scam attempts). No verified support phone number is currently available.
Accepted answer
Identity: PayMe has an official website; Apple names Huey Tech as developer.
Requirement: Accept only if the KFS lender matches RBI records and agreement.
Characteristic: Published loans range from ₹2,000 to ₹2 lakh, over three to 24 months.
Regulation: RBI regulates the named bank or NBFC, not an app-store listing.
