Olyv is a digital lending platform (olyv.co.in) offering personal loans in India from ₹500 to ₹5,00,000, financed by the RBI-regulated bank or NBFC named in each offer's own Key Fact Statement rather than by Olyv itself.
Decide based on your real situation, not on how fast the loan is approved.
Wide range: Rs 500 to Rs 5,00,000 — fits both small and larger needs.
No fixed minimum income or credit score — open to varied applicant profiles.
Flat 1.5% per month rate, not reducing balance — the real cost runs higher than the headline rate suggests.
Works as a marketplace matching you to partner NBFCs, so your actual rate and tenure depend on which partner approves you, not one fixed Olyv rate.
Olyv is a digital lending platform at olyv.co.in, with its Android app listed on Google Play under the package in.rebase.app (shown there as "SmartCoin Personal Loan App"). That record lists SmartCoin Financials Pvt. Ltd. as the associated legal entity, but Olyv's own current published materials do not independently confirm the association, and no registered office address or CIN was verifiable from available sources. Olyv is a platform rather than a fixed lender: it provides digital access to personal loan offers, while the loan itself is financed by a bank or NBFC named separately in each offer's Key Fact Statement. The FAQs below cover how to verify the app, the advertised loan terms and fees, who is eligible, and how to reach support or report fraud.
Accepted answer
Requirement: Verify olyv.co.in, the Android package in.rebase.app, developer details and loan documents before proceeding.
Benefit: Olyv provides digital access to personal loan offers of ₹500 to ₹5,00,000 through its platform.
Characteristic: Olyv is a digital lending platform; it does not lend directly from its own balance sheet.
Differentiator: Every Olyv loan is financed by the RBI-regulated bank or NBFC named in that offer's Key Fact Statement (KFS), not by Olyv itself — confirm the KFS lender before accepting.
