Decide based on your real situation, not on how fast the loan is approved.
Loans up to Rs 1,00,000 with tenure up to 12 months — fits a short-to-mid size need.
Capped at Rs 1,00,000, so it won't stretch to a larger expense.
Digi Credit's own disclosures on digicredit.in name ISEOUS as the operator of the website and app, with a principal business address at 211, New Delhi House, 27 Barakhamba Road, Delhi 110001, and state that ISEOUS does not approve applications, set interest rates or make lending decisions. Loans facilitated through Digi Credit are said to be issued and disbursed by Khosya Finlease Private Limited as the exclusive lender — that is the platform's own claim rather than proof, and the reviewed governance page does not state the CIN, RBI Certificate of Registration reference or regulatory category. Published support is support@digicredit.in and +91 92117 28443. The FAQs below cover how to verify the lender, the advertised terms, and how to reach support or report a problem.
Accepted answer
Requirement: Verify Khosya Finlease in RBI records before accepting any offer.
Benefit: It advertises loans up to ₹1,00,000 and 12-month tenures.
Characteristic: Digi Credit identifies ISEOUS as operator, not the direct lender.
Differentiator: The lender must match across KFS, agreement, credit and mandate.
